ABOUT NEWPORT FINANCIAL PLANNING
My mission is simple: to truly understand you - your dreams, your concerns, and the goals that matter most to you and your loved ones. I'm here to be more than just a financial planner - I'm here to be your partner, working collaboratively with you to navigate life's financial journey.
I know that managing debt, saving for college, planning for retirement, and securing your family's future can feel overwhelming. But you don't have to go through it alone. I'm here to simplify the complex, create a clear path forward, and give you the tools and guidance to make informed, empowered decisions.
I believe in thinking beyond the numbers - crafting personalized strategies that fit your unique life, values, and aspirations. My approach is not one-size-fits-all; it's about finding creative, tailored solutions to help you grow and preserve your wealth.
Above all, my energy, dedication, and passion are focused on you - your success and your ability to live the life you envision. Because when you thrive, so do the people you love - and that's what truly matters.
A CLIENT-CENTERED MISSION: YOUR DREAMS, YOUR FUTURE, MY COMMITMENT
MY APPROACH
- Defining short-and long-term objectives, whether it's retirement, wealth preservation, education funding, or legacy planning.
- Analyzing your current financial picture, including income, expenses, assets, liabilities, and existing investment stategies.
- Developing a tailored roadmap that aligns with your values, aspirations, and financial capacity.
- Diversification across 16 asset classes, ensuring a balance between risk and reward.
- A focus on evidence-based investing, utilizing time-tested strategies to enhance long-term returns.
- Tax-efficient investing techniques, helping to minimize tax drag and maximize after-tax wealth.
- Regular progress check-ins to evaluate financial milestones and make necessary adjustments.
- Portfolio reviews and performance tracking, ensuring investments remain aligned with your goals and risk tolerance.
- Proactive guidance through life's changes, such as career shifts, market fluctations, or evolving family needs.
As a fee-only financial planner, my compensation comes solely from my clients - not from commissions or third-party incentives. This structure means that I provide unbiased advice that aligns with your best interests. My approach is built on a collaborative, strategic, and disciplined process designed to help you move forward with financial confidence and long-term success. By following this structured, fiduciary-driven process, I help you gain clarity and optimism in your financial future.
MEET MANORAMA
manorama pai, cfp®
manorama pai, cfp®
Financial Planner
Financial Planner
Manorama Pai, CFP®, is a dedicated financial planner who specializes in helping pre-retirees and retirees navigate their financial future. After spending years in the banking industry, she realized she wanted to go beyond transactions and provide more comprehensive, personalized financial guidance.
In 2006, she earned her Certified Financial Planner® certification, equipping her with the expertise to help clients with retirement planning, investment strategies, and wealth preservation. In 2021, she took the next step in her career by launching Newport Financial Planning.
Manorama believes in building strong, lasting relationships with her clients by truly listening to their concerns and crafting strategies tailored to their unique goals. Her approach is proactive, helping clients make informed decisions as they transition into and navigate retirement.
A longitme resident of Orange County, Manorama lives with her husband, two dogs, and a cat. When she's not working with clients, she enjoys listening to classical music, tending to her garden, and watching movies.
